You will be REALLY sad once it's gone try not to do it if at all possible! When my '06 STI was totaled last year, driving anything else was not fun at all. Small things like driving confidence in the rain(AWD) and handling on off/on ramps and the turbo power will make eveything else seem blah Is there anyway you can refinance to keep it? Its a great WRX with tasteful mods so if you must let it go someone will be VERY happy But if there is just no other way then you probly need to go with something on the otherside of the spectrum so you can be satisfied with your replacement (good MPG, not sporty, good on insurance!) I live in Brandon too and have seen your car many times before and it looks so nice so good luck with whatever you decide to do.