I would definitly check insurances rates. Also if u are buying this brand new alot of the cars on your list will end of being over 20k. I now alot of people who have owned neons and the cars seem to be cheaply made IMO, but i dont know about the SRT-4 on paper the car seems nice but after 20k miles and driven for a year the car may in up having problems i would talk to some owners of the car to see if they have had any problems yet. I would say go with the wrx if u want a turbo car. If u want the best bang for the buck then go with a Mustang