i'm 22, and i pay 40 bucks a month for liability on my 89 chevy, i've had one ticket, going 84 in a 60, didn't take defensive driving, never impacted my record.

when i was 18, my coverage was 100 bucks a month. had coverage with them for 4 years, so i guess loyalty helps.

Also helps if you don't drive like an ass, but whatever.



Guess you guys need better radar detectors/slow down