im sorta torn between sides. While I think it would be a nice little something for your 'rents after the fact I am sorta a beleiver that by doing something like that you are setting forth on the path towards your fate to die in a motorcycle accident. I dunno, I try NOT to think about the what if's, thinking about the what if is negative thinking and not good for anything other than questioning your abilities. Racing MX I NEVER gave thought to what if this, what if that. I just went out there and did it. Sure your gonna get hurt but by not dwelling on that you are more resilient I believe and come back on your game faster.