When i was looking to buy my first bike i sorta went by what i have ridden before which in the bike world was nothing but i do have a 660rr raptor so i thought a 750 would be enough... No one told me to make sure it was EFI but i will tell you to make sure it is because i got stuck with an 06 suzuki katana 750 which isn't that bad for a first bike but after 3k miles on it its very boring to drive, because of the slowness of carburetors(sp) and how damn heavy the bike is. my payments are only $89 a month though.