women love to go for rides on bikes. usually, when i give a girl a ride, i speed a little just to make the ride more interesting. i dont do triple digits or anything, but ill prolly do 10-15 over and give a little lean in the curves.

my question is. if you were to give some chick a ride and somebody pulled out infront of you or something happened causing you to lay the bike down. would you be responsible for her medical bills and also be open to any lawsuits if you did not have proper coverage on the bike?

reason i ask is because as of late there have been a lot of girls asking for rides. the majority of them i either just met, or have known for a short time, and i am pretty sure they would be more than willing to take everything possible from me in the event of anything happening.

its actually kinda scary when you think about the liability a passenger on a bike could be if anything happened.

thoughts?