Hey I got in an accident on 5/02 of this year. Here is how it went down. I was driving through the front parking lot of my school (Jefferson High). In the front of the school there is two lanes going one direction and diagonal parking on the left hand side. On said night though, right lane was tooken up by parked cars. I was driving through the left lane (as were other cars). When I went to to pull into a parking space I was side swiped by a Denali (which was actually driving through the parking spaces to pass the row of cars) going 30-35 mph. Not only did it dent the hell out of my left fender and destroy the support under it, it ripped off my front bumper too. After the accident I went to the Resource officer on school grounds and he just photo copied our personal info (License, Registration, Insurance and phone numbers). I did not call the police or file an accident report.

Here lies the problem. After I reported accident to my company and her's, I learn that they cancelled insurance right after they received insurance card through mail. I only have basic coverage which does not help me but only protects people I get in accidents with. Also the thing is the girl who crashed into me only had a Learner's Permit and was driving her mother's car. I got an estimate of $1800 for her from Amaro's on Columbus and Glen (near Himes), but her mom said thats too much. They want me to take it to this body shop right off of 7th Ave. and 23rd Street, almost in the center of Ybor strip.

Her mother is financially liable for this accident right? Also if they don't want to pay for any damages, including my tire which is cut up from the fender slicing into it, do I have any case in court? Can't the girl who crashed into me have her license suspended until she is 21 or something like that and the mother get into trouble too because it was her car and she let her daughter drive it alone with no insurance? Someone help me I need to know some laws that way I don't sound like an idiot when I meet up with this girl tomorrow. Thanks in advance for the people who actually read this thread and have any input.