both very good ideas..

problem is..i dont wanna have to do much to it off the bat when i get it.. it must be 1998+ (Credit Unions Rules) and the price I pay for it has to be close to what they consider book value.. so i cant say.. oh.. grab a 98 Cobra for 15K and put 10Ks worth of stuff on it.. cos the car isnt worth 25K.. its still only worth 15-17K. (thats an example..i dont know what a 98 Cobra is worth).

damn them and their rules...