$500? Not much damage? Almost 3 years ago, I fishtailed and spun around and hit some guardrail at about 5-10 mph. I almost was stopped. But it hit right where the hood, fron panel and bumper meet, and it ended up costing $5000. Insurance paid for it, and I had it done where Progressive recommended, at some Cadillac/Porsche dealer (I think). Somewhere near Anderson/Hillsborough. Everything still looks good.