There are several lessons fro you to learn from this.

1) Don't live beyond your means
2) Save. Save. Save.
3) Always keep a few guns loaded, chambered, and ready for unwanted guests like them. If you woulda come out barrel first with an AR-15, they would've driven away and you would've had plenty of time to remove your parts before they showed back up with the cops and forced you to turn the vehicle over.