Originally Posted by Alan
First of all, any insurance company will put an LKQ or aftermarket part onto a vehicle older than one year. It is an insurance company's duty to indemnify the parties involved, not put them off in a better spot they were before the accident. Example: A 2004 Honda Accord gets into an accident today. The 2004 Honda Accord obviously had a 2-year old bumper on it prior to the accident. That car will get an LKQ bumper off an 04+ Honda Accord....NOT a brand new OEM part. It is the shop's duty to prep/paint that piece properly...so you shouldn't even know it was a different color prior to installation on the vehicle.
+1
very well put! thats exactly what i want to say whenever i see one of these threads! thank you!
oh yeah, and to answer your question, i've had good expericence with progressive as my carrier. also, i used to have state farm, they seem to do pretty well on thier claims payouts, but i wasnt fond of thier customer service and then them dropping me after i had a claim when my car caught on fire bc i was too much of a risk for them.