as far as rates go, its hard to tell. some companies give low rates for high risk drivers, companies charge different rates for your territory(zip code). there are so many factors involved its hard to say which one is best for your variables. best thing to do is call around.

when i shop for insurance, the deciding factor is how they operate as far as claims, not the cost of the policy. to give you an example, esurance and progressive are terrible at handling claims, they use used or aftermarket parts to repair your car instead of OEM. my friend filed a claim with esurance when someone poured sugar in his gas tank, and his engine siezed up. esurance tried to tell my friend that sugar in the gas tank is harmless and they didnt want to cover his claim. and my freind the co-operator of a performance shop.

try to go with a company with a top claims reputation, allstate/statefarm/travelers/etc.

also, the best people to ask this question is body/repair shops.