I would think insurance would be pretty reasonable. Not only are Subarus great handling and performing, but they also got great crash test ratings ( someone correct me if I'm wrong). The insurance companies havent caught up with the fact of how often these cars are being moded yet. I think we will see more and more people like Urban looking to make a change. Look at some of the most feared , and wanted cars on the road that are AWD. Skyline, Evo, STi, RS4... I know everyone has their opionion on FWD, RWD and AWD but to stand next to an Suby and have it launch at 5k.....correctly.......beautiful.