Ouch but glad to hear the driver was okay and that the SCCA was ready to do thier job.
Some insurance companies do cover autocross events, what type of coverage they'll provide for damages occured I am not sure but some don't and will even drop you if they find out that you are (or so the rumor goes)
btw BeQuietandDrive your signature is way disturbing
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if you can only race me in a straight line then whats the point 
...91 SMF SCCA
http://www.flickr.com/photos/8341770@N07/5601083432/http://www.flickr.com/photos/8341770@N07/5601083432/ by http://www.flickr.com/people/8341770@N07/, on Flickr
I see people out there spending money on the car to improve it … If you spend half that effort just working on your driving skills, making you and the car work together as a team, then you’ll go faster – period. To make the car go a second faster on the track takes a lot more energy and money than making yourself drive it one second faster.
– the late Tom Thrash SCCA Solo E Production