yes, why spend money to don't have. Most people don't even technically own there car. The bank does.
But anyways back on topic, I always use cash for my parts. If we are talking performance parts and not normal maintance items like belts, etc.. little things. Its always cash most of the time. I hardly ever use the credit card anymore unless its a emergency and gas. May take longer to get things accomplished, but atleast I don't owe anyone anything. I hate being in debt to anyone. I always feel like ive sold myself out and a part of me is gone. I can't sleep and I get disorganized in my way of doing things.