The difference between comp and full coverage is amazing. I got comp/property damage/PIP for like $460 a year from progressive. I'm older and married, so it is much better then what a single young person could get, but really even at $776 a year, how much heartache would he have saved?
P.S. I'm getting the names of you guys pissing on people when they are down. All I can say is I can't wait to rub your noses in shit WHEN it happens to you. Good Luck! ;p