Just FYI - Price seems a bit high. $7400 for a 2 year old (an eternity in sportbike years) R6 that has been "wrecked" 2 times is a little much.

That is the bad thing about financing a sportbike. You are upside down almost immediately on the bike and then the new model comes out a year or 2 at the most later and the value goes way down and nobody wants the "old model" bike.