For washing, I use a product called FW1 by
RGS Labs I love this stuff. It's exactly what I was looking for in a cleaner. NO WATER!
I paid 118 per month for my 03 WRX, full coverage with Statefarm. I would expect most people under 25 with no accidents to be in the 180-210 range. Big range, I know, but that's the insurance industry for you.
Now with my LGT, I pay 108.
-Eric