Originally Posted by type-j-spec
basicly thats what she said,it would be better to just save my own money then to pay a extra amount every month to cover modified parts.
That sounded absurd, which I guess is why I had to ask it again. I guess it would depend on how much shit you have. If you have a couple grand in stereo equipment...probably isn't worth the premium hike. If you have TONS of crap (i.e. custom stereo equipment, uber expensive wheels, custom mods, etc.) it probably is worth the premium increase.