when i was looking at them, i could have put 5k down and the payments were in the mid 400's. then you gotta think about insurance. which for me was in the mid 500's more than the car payment. but its up to you, if i was in your situation i would do it. and i saw a commercial for subaru that theyre doing 1.9% apr for qualified buyers. so if you were on time with all your payments maybe they can hook you up with that