obviously you don't know alot about people, some people just don't want to deal with the problem. You have a choice, if you want the car or not. Reguardless of what the insurance company says, even if it doesn't meet the 85% that insurance companies want to total a car, that doesn't mean that they won't pay it off. They know that they can make it up in the back end. I buy directly from insurance companies, fuck auctions, where do you think the auctions get the cars from??? I have seen a 2004 Acura TL, with a broken taillight and a large scratch on the rear bumper, and the insurance company totaled it out, WHY? you ask, because the owner didn't want it. Just because you would have fixed this car, doesn't mean someone else doesn't want the problem. Alot of people on here really don't know what they are talking about, I can see that. If you think that this will cost more than 2500 to fix, then you really don't know what is going on. Also just because you go to the KBB website and input the information about the car and they tell you 20K is the value. Don't put it on anything, because book value isn't shit, it is all about TMV=Today's Market Value. What things are going for on the street. To tell you the truth, I wouldn't even budge from 6 grand and I will get it all day. 78,000 miles are on the car.