id sue like a bitch and they cant seize and detroy a car that dosnt belong to you the bank would own the police dept that did that. Technicaly the car doesnt belongto you. your ins would drop you but the bank or whoever you finance through would own your local PD for sure ! With a seizure the bank is notified or whoever the lean is held by on the title and then it goes to THEIR local impound yard and waits for resale or is goven back to the owner. We have a State farm lot here in lakeland. Cops dont have any rights to destroy a car. The only reason they did was because someone bought the car at auction and Donated it to the cops and then they destroyed it. If it was a newer late model car they couldnt do anything but hold it for investigation But even then there is a statute of limitations eventually theyd have to give it up !