I know I am out of my forum shoot me if you like. Couldnt help checking this out. Man you guys pay alot for insurance. Granted my newest vehicle (99) is a truck and it cost me $500 a year and that includes my husband who has gotten a ticket every year for the last 5 years and 3 accidents plus Multiple car discount homeowners discount and Im 25 hubby is 29. FYI Im with AIG I was with Allstate but they royally raped me on Insurance rates and never paid a claim ($6000.00 p/yr I havent gotten a ticket in 7 years or in an accident that I was at fault or even driving). Again sorry for intruding on your forum.