I've been rather lucky when I have wrecked, I usually just lose it mid drift and slide gently off the road, but miraculously my car seems to have an impenitrable bubble around it lol. Hope it lasts long enough till I get my cage heh. That sucks man!!! Ahh well... all that's left do do is upgrade all your broken parts ^_^. I have slid off the road because of dirt on the road and not expecting the rear to go out as quick/far as it did when I hit the dirt/sand that was on the road. It all ends up being the same thing, but it's just inexperience vs more experience (ie, knowing how to coop with unexpected changes mid-drift).
ag04