Originally posted by moffett
Why does there need to be insurance? I thought the insurance was just to protect protarty damage. If that is the case. The owner can say he doesn't care about property damage and then you don't need insurance. Why else would you need it?
Thats where you are wrong. Insurance for the event covers not only track damage, but damage to YOU. If YOU get hurt, a driver or spectator. It protects myself and my staff from personal liability in case someone or their property gets hurt/damaged.