^what he said^
accidents can happen to anyone. just look at your favorite D1 videos. im sure youll see a lot of professional drivers wreck there cars into walls and such. and a lot of that is at sanctioned events. sanctioned or not there's always that room for error and an accident.
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If you have three quarters, four dimes, and four pennies, you have $1.19. You also have the largest amount of money in coins without being able to make change for a dollar.
