INSURANCE FOR MOTORCYCLES

Is insurance required for motorcycles in Florida?

Under certain circumstances Yes. Insurance is not required to register motorcycles as with four-wheel motor vehicles. However, if a motorcycle operator is charged in a crash with injuries, then the owner or owner/operator is financially responsible for bodily injuries and property damage to others. If no liability coverage was in effect, then bodily injury/property damage liability insurance must be purchased and kept for three years to avoid license and tag/registration suspension or to reinstate license and tag/registration after suspension.

What about motorcycle passenger insurance?

If you plan to carry passengers it is a good idea to ask your insurance carrier about the need for carrying passenger insurance coverage.

Is there a minimum age requirement for motorcycle passengers?

Florida law does not address a minimum age for passengers. However, other laws may apply such as endangering a minor.