there are quite a few threads regarding this, rather than repeat what has been already discussed, I'll link you to a search of the bike forum for the keyword "insurance"
Several of the threads that come up have excellent info for you...
https://www.tamparacing.com/forums/s...der=descending
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Offroading Spots near Tampa
Green markers = Pay spots
Blue markers = safe free spots
Red markers = not so safe free spots (possible trespass issues)