want to buy on payment plan

99xtreme813 · 04-22-2006, 05:26 PM

WTB a gsxr 750 preferrably.. but alot of bike catch my interest.... here's the problem... banks wont approve me because i dont have enough credit... credit score is a 675 but they say i haven't gotten a large loan yet so they dont wanna give me a loan, so.. if anyone out there will let me go on a payment plan thru u, we can go to the bank and get a bill of sale and u keep the title until i pay off... i may be able to put about 2500 on the bike but i dont want a junker either, so please let me know... im gettN desperate... lol LMK

**Red98SS801** · 04-22-2006, 06:31 PM

Not to disappoint you, but you won't find anyone that will take a payment plan on a motorcycle. Its just too much of a liability for the owner of the bike, for instance if you get in an accident and kill someone the family is going to sue both of you, in addition if you wreck it/it gets stolen *MOST* people would just say tough luck to the actual owner of the bike. Not saying you would, but in most situations it will happen and I've seen it happen first hand. With a 675 beacon you shouldn't have a problem financing a bike if you put $2500 down I wouldn't think. Try a credit union or some place similar... MacDill Federal Credit Union is a good source to try. Good luck in your search as well, I just wanted to let you know how it is from the other side of it.

tpagixxer · 04-22-2006, 07:23 PM

call american general finance...they will give ya a loan

99xtreme813 · 04-22-2006, 07:48 PM

i know it's a long shot but i figured i'd try... thanks for the credit union info's tho...

**Patrick** · 04-22-2006, 07:53 PM

how long are you planning on making payments to someone...cause as everyone is saying, the fact that you could pull out of the driveway and get hit by a mack truck doesn't do the seller any good

Gloveman1386 · 04-22-2006, 09:24 PM

credit union will give you probably up to 8-10k

supakilla · 04-23-2006, 12:55 AM

hey haps cycle do in house finance dont need credit

99xtreme813 · 04-23-2006, 12:50 PM

i went to a shot i think it's called Xtreme Motorsports on either 301 or S.R. 60 out in Brandon who does in house financing.... but they wouldnt approve me for $6k... i dont know what the hell is the deal... all i kno is i got a credit report from Equifax sent to me and i think it was like a 666 or 670... im not sure...

99xtreme813 · 04-23-2006, 12:51 PM

Patrick... honestly if someone has a bike to sell that will let me pay them.... i'll pay $500/month.... w/ the $2k down... i mean it's not a money thing... it's gettN a fkN loan thing... lol

RydinSolo · 04-23-2006, 02:17 PM

i dont know how that is, i can go to Ocala Motorsports and get a bike right now if i ha $2000, my credit score is shit from my ex, it is like 423 right now and all i need is a 2000 downpayment and i can ride a brand new bike off the showrooms floor, maybe u can try there i dont kno wher eu live tho..

-Dustin

CRXSiR · 04-23-2006, 02:35 PM

i tried to get financed through my bank or a dealer..i had a credit score of 730..couldnt do it without a cosigner..it was because i had not been working at the current job for 3 (3 or 6 cant remember)consecutive months..maybe that could be the issue..?

RydinSolo · 04-23-2006, 02:53 PM

i dont know, ll i know is i have like THE SHITTYEST credit and i can go and get a bike right now , but i dont have the effin money, i wish i did becuz i want a bike so bad, but this car has been drainging me

**Patrick** · 04-23-2006, 03:04 PM

you can give me the $2k and make $500 a month payments to me and i'll sell it to you in 6 months!

99xtreme813 · 04-23-2006, 08:38 PM

the problem they tell me is... yea i have a good credit score, but is only from 2 credit cards... it's a 675 i think it was credit score... no late payments, nothin... but they say they cant cuz they want a big loan or something like a car or a house... but i dont need a new car and i dont need a house... so i dunno... but i've only been at my current job for three months... but the last time i tried i was at my job for 2 years and they wouldnt give it to me... now im prolly juz gonna wait till im there for a few more months cuz my monthly income is higher now... either try and get another one after im there for 6 months or so or i'll just save up the cash...

99xtreme813 · 04-23-2006, 08:39 PM

Patrick... if u up for it.... i'll do it... but not if u hold the bike till i pay off... u can get a Bill of Sale stating i will pay off the full amount by whatever time...

04-22-2006, 05:26 PM	#1 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	want to buy on payment plan WTB a gsxr 750 preferrably.. but alot of bike catch my interest.... here's the problem... banks wont approve me because i dont have enough credit... credit score is a 675 but they say i haven't gotten a large loan yet so they dont wanna give me a loan, so.. if anyone out there will let me go on a payment plan thru u, we can go to the bank and get a bill of sale and u keep the title until i pay off... i may be able to put about 2500 on the bike but i dont want a junker either, so please let me know... im gettN desperate... lol LMK

04-22-2006, 06:31 PM	#2 (permalink)
Red98SS801 Got N2O?? Car: Cadillac SRX / 05 GSXR 1000 My TRGarage Lakeland, Fl : 4387	Not to disappoint you, but you won't find anyone that will take a payment plan on a motorcycle. Its just too much of a liability for the owner of the bike, for instance if you get in an accident and kill someone the family is going to sue both of you, in addition if you wreck it/it gets stolen MOST people would just say tough luck to the actual owner of the bike. Not saying you would, but in most situations it will happen and I've seen it happen first hand. With a 675 beacon you shouldn't have a problem financing a bike if you put $2500 down I wouldn't think. Try a credit union or some place similar... MacDill Federal Credit Union is a good source to try. Good luck in your search as well, I just wanted to let you know how it is from the other side of it.

04-22-2006, 07:23 PM	#3 (permalink)
tpagixxer Registered User Car: My TRGarage tampa : 10	call american general finance...they will give ya a loan

04-22-2006, 07:48 PM	#4 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	i know it's a long shot but i figured i'd try... thanks for the credit union info's tho...

04-22-2006, 07:53 PM	#5 (permalink)
Patrick Hang on Sloopy Car: 2005 F250 6.0L Powerstroke FX4 My TRGarage Seffner : 75809840	how long are you planning on making payments to someone...cause as everyone is saying, the fact that you could pull out of the driveway and get hit by a mack truck doesn't do the seller any good

04-22-2006, 09:24 PM	#6 (permalink)
Gloveman1386 FAMOUS Car: 4wheels or 2?? My TRGarage Florida (727) : 146802762	credit union will give you probably up to 8-10k

04-23-2006, 12:55 AM	#7 (permalink)
supakilla Registered User Car: My TRGarage : 116602	hey haps cycle do in house finance dont need credit

04-23-2006, 12:50 PM	#8 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	i went to a shot i think it's called Xtreme Motorsports on either 301 or S.R. 60 out in Brandon who does in house financing.... but they wouldnt approve me for $6k... i dont know what the hell is the deal... all i kno is i got a credit report from Equifax sent to me and i think it was like a 666 or 670... im not sure...

04-23-2006, 12:51 PM	#9 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	Patrick... honestly if someone has a bike to sell that will let me pay them.... i'll pay $500/month.... w/ the $2k down... i mean it's not a money thing... it's gettN a fkN loan thing... lol

04-23-2006, 02:17 PM	#10 (permalink)
RydinSolo Unkown Member Car: My TRGarage : 229719788	i dont know how that is, i can go to Ocala Motorsports and get a bike right now if i ha $2000, my credit score is shit from my ex, it is like 423 right now and all i need is a 2000 downpayment and i can ride a brand new bike off the showrooms floor, maybe u can try there i dont kno wher eu live tho.. -Dustin

04-23-2006, 02:35 PM	#11 (permalink)
CRXSiR Fir Na Tine Car: 02 f250 7.3 Fx4.. 03 GSXR-750 My TRGarage St.Pete : 143219140	i tried to get financed through my bank or a dealer..i had a credit score of 730..couldnt do it without a cosigner..it was because i had not been working at the current job for 3 (3 or 6 cant remember)consecutive months..maybe that could be the issue..?

04-23-2006, 02:53 PM	#12 (permalink)
RydinSolo Unkown Member Car: My TRGarage : 229719788	i dont know, ll i know is i have like THE SHITTYEST credit and i can go and get a bike right now , but i dont have the effin money, i wish i did becuz i want a bike so bad, but this car has been drainging me

04-23-2006, 03:04 PM	#13 (permalink)
Patrick Hang on Sloopy Car: 2005 F250 6.0L Powerstroke FX4 My TRGarage Seffner : 75809840	you can give me the $2k and make $500 a month payments to me and i'll sell it to you in 6 months!

04-23-2006, 08:38 PM	#14 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	the problem they tell me is... yea i have a good credit score, but is only from 2 credit cards... it's a 675 i think it was credit score... no late payments, nothin... but they say they cant cuz they want a big loan or something like a car or a house... but i dont need a new car and i dont need a house... so i dunno... but i've only been at my current job for three months... but the last time i tried i was at my job for 2 years and they wouldnt give it to me... now im prolly juz gonna wait till im there for a few more months cuz my monthly income is higher now... either try and get another one after im there for 6 months or so or i'll just save up the cash...

04-23-2006, 08:39 PM	#15 (permalink)
99xtreme813 Registered User Car: 99 s10 Xtreme My TRGarage Tampa, FL : 198	Patrick... if u up for it.... i'll do it... but not if u hold the bike till i pay off... u can get a Bill of Sale stating i will pay off the full amount by whatever time...